Affirm

Affirm helps you make simple monthly payments for the things you love. While credit cards charge compounding interest and hidden fees, we tell you up front the total amount you’ll pay—with no late fees or surprises. So you can feel great about the things you buy, while staying true to your financially responsible self.

Here's how it works

Step 1: Start shopping. After you’ve filled your cart, select Affirm at checkout. Then just enter a few pieces of information for a real-time decision.

Step 2: Choose how to pay. Select the payment schedule you like best, then confirm your loan. You’ll never be charged more than you see up front.

Step 3: Make easy monthly payments. Just download the Affirm app or sign in at affirm.com to make payments. You’ll get email and text reminders whenever a payment’s coming up.

A better way to pay

Transparent. Know up front the total amount you’ll pay. That number will never go up.

Flexible. Choose the payment schedule that works for you.

Fair. Breathe easy! Affirm won’t charge you late fees or penalties of any kind, ever.

Curious about your credit score?

Your credit score will not be affected when you check your eligibility, even though Affirm performs a credit check. If you decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you build positive credit history.